Home Depot Credit Card: How To Get It And Is It Worth It?

It offers six months of special finance for purchases above $299, with no interest charged if paid within the special financing period.

Longer financing periods, such as one year or 24 months, are occasionally offered during special promotions.

The card provides zero liability protection for unauthorized charges and extends the return period to one year for cardholders.

Pros of the Home Depot Credit Card include no annual fees, minimal credit requirements, and the ability to finance large purchases.

Cons include no reward options, no cash back, and a high APR.

To apply for the Home Depot Credit Card, applicants can do so online or in-store, with approval based on a credit check.